Privacy Policy
Effective Date: February 25, 2026
Club Insurance Services LLC (“Company,” “we,” “our,” or “us”) operates in multiple U.S. states and complies with applicable federal and state privacy, insurance, and consumer protection laws, including but not limited to:
- Gramm-Leach-Bliley Act (GLBA)
- Federal Trade Commission regulations
- Telephone Consumer Protection Act (TCPA)
- CAN-SPAM Act
- State Insurance Privacy Regulations
- Applicable State Consumer Data Privacy Laws
This Privacy Policy governs information collected through our website, digital communications, applications, and insurance related services across all states in which we operate.
1. Scope of Application
- Website visitors
- Insurance applicants
- Policyholders
- Prospective clients
- Independent agents affiliated with our platform
- Business partners
2. Categories of Information Collected
Personal Identifiers
- Name
- Address
- Phone number
- Date of birth
- Government identification numbers when required
Insurance Underwriting Data
- Vehicle data
- Property details
- Business operations data
- Claims history
- Health information (for life and health policies)
Financial Data
- Premium payments
- Banking information
- Billing records
Digital & Technical Data
- IP address
- Browser and device type
- Geolocation (approximate)
- Cookies and tracking identifiers
3. Multi-State Data Compliance
Residents of certain states may have additional rights under state specific laws.
- Right to access personal data
- Right to request deletion
- Right to correct inaccuracies
- Right to opt out of targeted advertising
- Right to limit use of sensitive personal information
Requests must be submitted to: info@clubinsuranceusa.com
4. Information Sharing
- Insurance carriers licensed in your state
- Managing General Agencies
- Third party underwriting systems
- Cloud hosting providers
- Regulatory authorities
We do not sell personal information.
5. Data Security
- Encrypted communication channels
- Access control policies
- Vendor oversight
- Secure cloud storage
- Regulatory compliance audits
6. Health Information Disclaimer
Where health information is collected for life or health insurance purposes, such information is transmitted to licensed carriers for underwriting. We do not act as a healthcare provider and are not responsible for carrier underwriting decisions.